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Sunday, June 14, 2020

Civil service rules regarding travel allowances received by employees

Civil service rules regarding travel allowances received by employees



Civil Services (Temporary Service) Rules, 1965 are framed under Proviso to Article 309 and Clause (5) of Article 148 of the Constitution and after consultation with the Comptroller and Auditor General in reference to persons serving within the Indian Audit and Accounts Department to manage the conditions of service of temporary Govt. servants. These Rules supersede the Central Civil Services (Temporary Service) Rules, 1949.



most of the instructions and orders incorporated within the brochure containing the Central Civil Services (Temporary Service) Rules, 1949 are still effective exception thus far as they're inconsistent with the Central Civil Services (Temporary Service) Rules, 1965. The instructions/orders which are still applicable have, therefore, been given under the relevant rule for information and guidance.





The Central Civil Services (Temporary Service) Rules, 1965 along side the relevant orders issued by Government from time to time are

1. Short, title commencement and application.


(1) These rules could also be called the Central Civil Services (Temporary Service) Rules, 1965.

(2) They shall inherit force with effect from 1st May, 1965.

(3) Subject to the provisions of sub-rule (4), these rules shall apply to all or any persons:-

(i) who hold a civil post including all civilians paid from the defence services estimates under the govt of India and who are under

the rule making control of the President, but who don't hold a lien or a suspended lien on any post under the govt of India or any State


(ii) who are employed temporarily in work-charged establishments and who have opted for pensionary benefits.

(4) Nothing in these rules shall apply to:-

(a) railway servants;

(b) Government servants not in whole-time employment;

(c) Government servants working on contracts;

(d) Government servants paid out of contingencies;

(e) persons employed in extra-temporary establishments or in

work-charged establishments aside from the persons employed temporarily and who have opted for pensionary benefits.

(f) non-departmental telegraphists and telegraphmen employed

in the Posts and Telegraphs Department;

(g) such other categories of employees as could also be specified by

the Central Government by notification published within the Official gazette.

2. Definitions


In these rules, unless the context otherwise requires:-

(a) "appointing authority" means in reference to a specified post, the authority declared intrinsically under the Central Civil Services

(Classification, Control and Appeal) Rules, 1965;

(b & c) omitted

"temporary service" means the service of a short lived Government servant during a temporary post or officiating service during a

permanent post under the govt of India.


(e) "Defence Services" means services under the govt of India within the Ministry of Defence and within the Defence Accounts

Departments under the control of the Ministry of Finance (Department of Expenditure) (Defence Division) paid out of the Defence Service Estimates and

not permanently subject to the Air Force Act, 1950 (45 of 1950) or the military Act, 1950 (46 of 1950) or the Navy Act, 1957 (62 of 1957)"
Government of Indias decisions:

(1)

(a) Only service rendered during a civil post under the govt of India is treated as temporary service for this purpose.

(b) The term "Government service" includes periods of duty and periods of leave including extraordinary leave.

(c) Prior service rendered in establishments paid from Defence Estimates and repair rendered in Railway Department is additionally counted for quasi-permanency.

(d) "War service" as defined below shall be counted as service for purposes of quasi-permanency:

(i) Service of any kind during a unit or formation responsible for service overseas or in any operational area;

(ii) Service in India under military, munitions or stores authorities with a liability to service overseas or in any operational area;

(iii) All other service involving subjection to naval, military or air forc

Death Gratuity


(2) within the event of death of a short lived Govt. servant while in commission , his family shall be eligible for family pension and death gratuity at an equivalent scale and under an equivalent provisions as are applicable to permanent Central Civilian Government servants under the Central Civil Services (Pension) Rules, 1972;

(3) No gratuity shall be admissible under this rule to a Government servant,-

(a) who resigns his post or who is removed or dismissed from service as a disciplinary measure;


(b) who is re-employed after retirement on superannuation or retiring pension.

Provided that a short lived Government servant who resigned from service to require up, with prior permission, a meeting under an organization or Company wholly or substantially owned or controlled by the govt or in or under a body controlled or financed by Government shall be paid terminal gratuity at the speed prescribed under sub-rule (1) in respect of

the service rendered by him under the Government:


Provided further that a short lived Government servant who has been absorbed during a Central autonomous body, with the permission of the parent department, shall have an choice to count the service rendered under the govt for the aim of pension under the autonomous body if it's a pension scheme, rather than drawing the terminal gratuity under the primary proviso.

Explanation- For the aim of this sub-rule –

(i) "Central autonomous body" means a body which is financed wholly or substantially from cess or Central Government grants and includes a Central statutory body or a Central University but doesn't include a public undertaking falling under the purview of the Bureau of Public Enterprises;

IMPORTANT LINK::



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Saturday, June 13, 2020

We learn about Indian currency banking system and loans through google search engine.

We learn about Indian currency banking system and loans through google search engine.


Learn about the inside information of the pictures given on different currency notes of India. Each note has different pictures but find out the various information behind why the pictures are not given in this Indian currency.




Personal loan banks and non-bank financial institutions basically require three certificates. One is proof of income, the other is identification, and the third is proof of the borrower’s address. The lender also requires you to submit bank account details for the last three months. You must also fill out the application form from the bank. For paid, self-employed and pensioners, these four documents are important.



For NRI, the required documents are different. In addition to proof of income, NRI applicants must also submit a copy of their passport, visa, and non-resident general account (NRO) and/or non-resident rupee account (NRE). NRI must exist in India when applying, and have close relatives in the country. List of documents of salaried persons For salaried persons, the required documents are income proof, address proof and identity proof. This is different from the application process which must be filled in and signed correctly. 



The following is a list of documents that need to be attached to the application form: Proof of identity: It can be in the form of Aadhaar card, valid passport, valid voter ID card, PAN card or valid driving license. Proof of address: In addition to Aadhaar, voter ID and driving license, you can also submit a copy of a ration card, passport, rental agreement or any utility bill (such as a telephone or electricity bill). Proof of income: As proof of income, you must submit a copy of the latest pay slip or proof of pay. You must also submit a copy of the latest Form 16. In addition to this, the bank account details for the last three months must also be submitted.


 Proof of identity for the list of personal business documents: As mentioned above, you should submit a copy of your passport/Aadhaar card, valid voter ID card, driving license and PAN card. Anyone who engages in their own business and applies for a company or personal loan must submit a PAN card. Proof of address: You can submit a copy of the Aadhaar card, passport, driver’s license, voter ID card or a copy of the utility bill, please refer to the rental agreement. 



Proof of income: Since self-employed people do not have pay slips, they must submit a copy of their latest IT return. In addition, they must submit income calculations, balance sheets for the last two years, and profit and loss statements for the last two years, and be certified and audited by chartered accountants. They must also provide proof of continuity.


 The certified copy of the Soul Ownership Statement or Partnership Contract, the certified original of the memorandum, the copy of the association (certified by the director) and the board resolution (original) are also mandatory. Documents for retirees If you are a pensioner applying for personal loans, you need to submit the following documents: Proof of identity: Can be a voter ID with photo, Aadhaar card, PAN card, passport, driving license or quantitative card Proof of address: As mentioned above, you can submit a ration card, passport, any utility bill, voter ID, copy of driving license or rental agreement.


 Proof of age: If you have submitted the above documents, you may not have to submit a separate proof of age. However, if necessary, you can submit a copy of your birth certificate, PAN card or graduation certificate. Proof of income: This means detailed information about the organization working with you and a copy of the latest pension list. You will also need to submit bank account details for the last three months. 


Documents required by NRI The following are the documents that NRI applicants must submit: Proof of Nationality: You must submit a copy of your passport as proof of your nationality. Proof of residence: You need to show a copy of your visa to prove that you are currently living abroad


read more about google search engine:::

Google search is a very powerful search tool. Google search knows how to find many things. Google search can get your location and provide you with various results about nearby pizzerias. When you use Google search to search the Internet, you will usually search for the exact same language as you speak. You may want to use Google to search for articles and content on specific websites. The ideal way to create a lifetime website is to start building your own website.




The site is very convenient, you can use the search option to easily find the movie you need in a few seconds. Suppose you have a website you like. Of course, people want to be able to open your website as soon as possible. All sites need a contact number. Once the first small business website is published, the method is not over. If you want to hire someone to create your first small business website, choose the one that suits your type of small business.



The website must use brand links. Because compared to general links, people can remember and share easier, even if they are short. I am not searching for specific pages, but looking for pages that link to specific pages. Or, you may need a page specific to different services and a main service page that provides an overall overview. To provide digital effects, the site must provide an attractive and dynamic user experience. Almost all commercial websites contain several different pages. Small SME sites differ in that they provide different functions. If you need to set an application as the default application for a specific job, these options will be listed under "Application Management." Nevertheless, the app still displays the last known location of AirPods. You can go to that location and try to find it manually.


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Monday, June 8, 2020

Supporting schemes for agriculture and information about farming and personal loan

Supporting schemes for agriculture and information about farming and personal loan


Agri Loan Appraiser produces an advanced credit report in PDF format, complete with loan budget, balance sheet, month-on-month cash flow estimates, analytical, GPS based land measurements, photos of farming activities and collateral details.

This turnkey solution runs alone, but can also interface with most core banking systems. A secure, web-based administration tool allows a bank administrator to purchase licenses and adjust loan terms and conditions, currency, interest rates, and more.

Assistance in Seed Village Scheme (100% Centrally Sponsored) - Assistance as per 30% of the value of certified seed required for 50 guntha area should be within the limit of Rs.

Loan Types


Flexi consumer loan - a versatile loan option where you'll avail loans within 10 minutes of app install as direct bank transfer. All you would like is your PAN Card, ID & Address Proof, and you'll avail from 1,000 to 50,000 for a tenure starting from 62 days to six months.

Personal Loan for Salaried - a private loan option where you'll avail amounts from 10,000 to 2 Lakhs as direct bank transfer for a tenure starting from 3 to fifteen months. All you would like is your PAN Card, ID, Address Proof and Salary Proof.

Why iEasyLoan ?

1. iEasyLoan aims to non-public pure online loan with 7 * 24 service
2. Loan service is out there across all India
3. iEasyLoan audits and disburses very quickly, mostly but half-hour
4. Modern information technologies are wont to promote audit ratio
5. it's very easy and straightforward to use loan, just using your mobile and digital profile
6. Regular customers with good credit could have higher limit and lower interest and fee
7. We're listening from you. Your feedback is extremely important to loan products


Eligibility:

1. Indian Resident.
2. Above the age of 21 years
3. Source of a monthly income.


Loan Service Characteristics:

1. Easy to Apply: 100% online, and use your phone anytime anywhere
2. Quickly to urge Money: disburse to your checking account in 5 minutes once approved
3. Loan Limit: ₹5,000 ~ ₹ 800,000
4. Interest Rates: minimum APR is 10%, maximum APR is 33% ( Annual Percentage Rate, APR )
5. Tenure: minimum tenure is 3 Months, maximum tenure is 20 Months


Loan Subject and costs Example in detail:


Loan subject and costs of iEasyLoan suits all India regulations on NBFC and therefore the play store policy. for instance , if the loan amount is ₹12,000 with tenure of 91 days, then the loan subject and costs are as follows:

1. Loan principal: 12,000
2. Maximum Interest in total: 12,000 * 33% / 365 * 91 = ₹ 987.3 ( Less interest for users with good credit )
3. Processing Fees: This fee is standard practice across all India financial organization for performing credit checks, checking account validations, auditors hiring, etc. The processing fee is merely charged once with 14% of principal, i.e., 12,000 * 14% =  1680 ( Less or no processing fees is applicable for normal customers with good credit )


information about sbi personal loan app::

State Bank of India offers an exclusive mobile app for patrons to use for a loan for his or her dream homes through their Android smartphones, making it the quickest and therefore the most convenient way of availing home equity credit 


app facilitates::


· Get loan eligibility,
· Customize loan quotes as per individual’s requirement
· Retrieve your loan quote at a later date to finish the appliance process
· Get Instant “Approval-in-Principle”
· Download prefilled form 
· Upload KYC & Income documents
· Schedule appointment with Bank
· Request for “Get a Call Back”
· Track application status
· Notification and alerts for scheduled activities and completed jobs
· Get information regarding product features, document-checklist and rate of interest
· commonly asked Questions
• Get Instant Sanction & disbursement of SBI Tatkal e-Personal Loan.

• Minimum and maximum period for repayment : Minimum 3 months and maximum 60 months
• Maximum Annual Percentage Rate (APR), which generally includes rate of interest plus fees and other costs for a year, or similar other rate calculated consistently with local law: 14.15 %
• A representative example of the entire cost of the loan, including all applicable fees:



4. Late charge: This fee is merely applicable when borrowers repay bill overdue. there's NO late charge once you repay on time or beforehand . This fee is standard practice across all India financial organization . Late charge is 2% of overdue principal. for instance , if you've got ₹1000 overdue of principal, then the late charge is ₹20.
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Thursday, June 4, 2020

MANI App- Mobile Aided Note Identifier - Reaserve bank of India Official app

MANI App- Mobile Aided Note Identifier - Reaserve bank of India Official app

On January 1, 2020 the Reserve Bank of India (RBI) launched a mobile app for visually and /or hearing impaired people to identify the denomination of currency notes. Called the Mobile Aided Note Identifier (MANI), it seeks to help such people who faced various problems in accessing the new and old currency notes of the Mahatma Gandhi Series. The Reserve Bank of India (RBI) has clarified, however, that the MANI app does not authenticate a currency note as genuine or counterfeit while scanning them.



Banknotes under Mahatma Gandhi (New) series with change in the size and design were introduced in November 2016. Under this new series, banknotes in the denominations of Rs.10, Rs.20, Rs.50, Rs.100, Rs.200 Rs.500 and Rs.2000 have since been released. The Reserve Bank of India has been sensitive to the challenges faced by the visually challenged in conducting their day to day business with Indian banknotes. This application will aid the visually impaired to identify the denomination of Indian banknotes of Mahatma Gandhi Series and Mahatma Gandhi (New) series by capturing the image of the notes placed in front of rear mobile camera. The application will generate audio and non-sonic notification intimating the currency note denomination to the user.



Disclaimer - This mobile application is made available by the Reserve Bank of India at no cost for the guidance of the visually challenged persons in identifying the denomination of Indian Banknotes. The Reserve Bank of India nor any of its authorities nor agencies nor officers nor employees nor advisors give any warranty or make any representation, express or implied, as to the completeness or accuracy of the results given by the application, which may vary on account of difference in conditions, including but not limited to, light, soilage condition of the banknotes and interference from nearby objects. Users may exercise discretion and supplement the results of the app by checking the denomination through other ways of note identification. The Reserve Bank of India does not take any responsibility, and no claim shall lie against the Reserve Bank of India, for the results of the application and for any decisions taken by the users based on the said results. By downloading, accessing or using this application, you signify your assent to this disclaimer. This mobile application does not check or authenticate the genuineness of Indian Banknotes



Using the app, a visually challenged person can scan and identify the denominations by checking the front or reverse side of a currency note, including folded notes. The app also works offline to scan and identify the denominations of currency notes once it is installed.


IMPORTANT ::: 


GET MANI APP  FROM PLAY STORE 
VIEW VIDEO HOW TO USE MANI APP
"Technological progress has opened up new opportunities for making Indian banknotes more accessible for the visually impaired, thereby facilitating their day to day transactions," the RBI said in a statement. As per the statement, the mobile app is capable of identifying the denominations of "Mahatma Gandhi Series and Mahatma Gandhi (New) Series" banknotes by checking "front or reverse side or part of the note including half folded notes at various holding angles and a broad range of light conditions".
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Monday, June 1, 2020

Hide any application on your phone, No need to install any application

Hide any application on your phone, No need to install any application


App Header is the best app to hide other apps on GooglePlay, especially for WhatsApp Instagram and Facebook Messenger. App Header is a great application cloner for accessing multiple accounts from one device. So much so that the app header can hide photos and videos and hide the app header by turning itself into a single keychain.


How to hide application?

- Import the app you want to cover in the app header.
- Launch the app Cleaned app in the app header to make sure the clone is working well.
- Uninstall the original application from your device. Now you just launch that app from the app header

step :1 go to setting than go to app lock

Is every application often cloned in the app header?

- We're not sure because we won't test it all. But you will only try to dual Dual App Dual WhatsApp Dual Facebook. You won't lose anything if you try to dual apps.
- Be happy to email us at Swift wifistudio@gmail.com if you find that some apps are not working properly with the app header

Why is the notification coming from hidden or dual WhatsApp here?
- You cut the hidden app notification from our app header setting.

step 2:



How to hide the application itself?

- Tap the app header icon in the app header home
- Set your password.
- Then in several minutes. The application header will become a calculator.
- Open the calculator and tap your password then your application header home will be shown.


Important tips:

◆ Hidden applications are hidden inside the calculator, they are cloned applications. Because, with Android 6.0, no one will be able to hide the icon, you can only hide the device by cloning.
If you want to hide completely, please uninstall system apps and use cloned apps only in hide apps.

A whole new thanks for hiding the icon from the screen without root:
Clone application for WhatsApp, Facebook, Messenger or Instagram in a hidden space from the phone;
Run the hidden application and confirm that they work.
1 Method 1: After cloning, uninstall the system completely hideable.
2 Method 2: 2 Keep the account together. For example, keep 2 WhatsApps at the same time, working to log in to the hidden privacy account.
Password Duplicate calculator for password.


Some features:

Hidden space to hide cloned apps;
Clone apps from phone;
Recent Hidden from the most recent work view;
Ake duplicate calculator interface and lock, duplicate calculator icon;
A list of hidden applications to help uninstall system applications;
Multiple multiple accounts for multiple channels;

Application features:

1. Hide all installed apps (do not get root)
2. Password protection (primary time, when password needs to be created)
Mobile. Supports hiding any application used on mobile phones (easy way to hide apps)
H. Hidden application is often used in dialer vault, it also uses most of the interface inside the phone.
Just. Just open the app with the standard calculator, the dialer will not be able to use the vault if it does not know the password.
6. Hide notifications, provide notification in 3 modes all / only number / nothing
7. Hide from recent application
8. Gallery module to cover photos / pictures (Protect your secret photos / pictures, prevent others from finding them)
9. Add a shortcut to hide the camera (use the header's built-in camera for private photos needed)
10. Hide videos and play videos

watch vide0 from here::

How to use dialer vault?

For the first time during the start or safe state, the PIN does not require a dialer to enter the pin. Open the device to line the password. You will then start using the hidden application.
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